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Five Insider Secrets: What Your Insurance Adjuster Isn’t Telling You

Navigating the aftermath of a car accident can be overwhelming, especially when dealing with insurance adjusters. In this regard, Andrew S. Kryder, Esq., a savvy car crash lawyer based in Chicago, sheds light on what many insurance adjusters might not disclose.

“Insurance companies, at the end of the day, are businesses focused on their bottom line,” says Kryder. He further advises, “It’s crucial to understand that what you say to an adjuster can be used to minimize your claim. Always consult with a professional before providing any statements.”

Kryder emphasizes the importance of being fully aware of one’s rights, “Many aren’t told that they’re entitled to a rental car while theirs is being repaired, or that they can choose their own repair shop.” His insights reveal the critical need for an experienced advocate who can negotiate with insurers and secure the true value of a claim.

Five Things You Need to Know When Dealing with Insurance Adjusters

  1. They may downplay the severity of your injuries: Adjusters are trained to minimize claims, and they may try to convince you that your injuries are not as severe as they seem.
  2. Your recorded statement can be used against you: Anything you say to an adjuster can be used to discredit your claim. Consult with a professional before providing any statements.
  3. You can choose your own repair shop: You are not obligated to use the insurer’s recommended repair shop. Choose a reputable and trusted establishment instead.
  4. You may be entitled to a rental car: If your car is being repaired, you may be eligible for a rental car at no extra cost to you. Make sure to inquire about this option.
  5. You may be entitled to more compensation than offered: Insurance companies often offer a lower amount than what you may actually be entitled to. Consult with a professional before accepting any settlement offers.

In Summary

Dealing with insurance adjusters can be tricky, as they have their own interests at heart. Always consult with a professional before providing any statements or accepting settlement offers. Know your rights and don’t be afraid to negotiate for the full value of your claim. An experienced car crash lawyer can be an invaluable asset in securing a fair settlement.  So, it’s crucial to have a trusted advocate on your side during this process. 

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